Uncategorized Archives - Vicinity Credit Union

Spark Your Future

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Support for the Seasons That Stretch Your Budget When income shifts between school terms, your budget shouldn’t have to.Whether you’re navigating summer break, winter holidays, back-to-school expenses, or unexpected costs, the Spark Your Future Loan is here to help you move forward with confidence. Borrow up to $1,500 Quick approval & fast funding Built for educators and school staff Apply Now It’s Break Time — Not Budget Stress When your schedule changes, we step in. As a teacher, educator, or school employee, your income doesn’t always follow a steady rhythm — and that can make planning ahead difficult. That’s why we created the Spark Your Future Loan. Founded by educators, Vicinity Credit Union understands the real challenges that come with seasonal income changes. Whether you’re supplementing income during the summer, managing expenses over winter break, or covering a short-term gap, this loan is designed with your reality in mind. The Spark Your Future Loan offers fixed-rate financing to help you stay on track — without added stress. Because your focus should be on your students, your family, and your future — not financial uncertainty. Who It’s For Teachers and educators School district employees Vicinity Credit Union members navigating seasonal income changes A Loan That Works With Your Life This isn’t just a seasonal loan — it’s a tool to help you stay steady year-round. Ignite your tomorrow, starting today. Spark My Future Spark Your Future Loans carry a 9% Annual Percentage Rate (APR). Terms up to 12 months (52 weeks). Loans subject to credit approval. Must be a member of Vicinity Credit Union for a minimum of two (2) years to qualify. Additional restrictions may apply. Credit union reserves the right to modify or discontinue the product at any time. See credit union for full details. Federally insured by NCUA *Members must meet loan qualifying criteria. All auto loans are subject to credit approval. Borrowers whose auto loans meet qualifications can claim their $100 Gas Card once their first auto loan payment posts. Rates may vary depending on each individual’s creditworthiness, history and underwriting factors. Current Vicinity Credit Union auto loans are not eligible for incentive. Membership eligibility required. Vicinity Credit Union reserves the right to extend, alter, or cancel this promotion at any time without notice. Additional terms and conditions may apply. See credit union for details.

Hit the Gas on Savings

Finance or Refi with Vicinity CU & Get a $100 Gas Card!* Apply Now Find a Branch Save on Payments & at the Pump Financing from Vicinity Credit Union means affordable payments and getting the right vehicle at the right price. Because finding your next car or truck can be challenging, but it doesn’t have to be expensive. Now, when you finance a new or used auto loan, you can save extra with a $100 Gas Card!* Low Rates for New & Used Flexible Terms up to 84 Months Personalized Application Process Find your next car or truck and hit the road with even more savings from Vicinity Credit Union today. Apply Now Find a Branch Pump the Brakes on High-Interest Payments Not everything goes right the first time, but that doesn’t mean you can’t find something better down the line. Why settle for monthly auto payments that leave you stressed and your wallet empty? Refinance with Vicinity Credit Union for a $100 Gas Card!* Bringing your loan from another lender means getting all the same benefits of a Vicinity Credit Union auto loan, and you could: Lower Your Monthly Payment Save Hundred in Interest Pay off Your Loan Faster Give your wallet a break and leave your old loan payments in the dust. Refi Today Find a Branch *Members must meet loan qualifying criteria. All auto loans are subject to credit approval. The member receives the gift card after 90 days as long as they are in good standing. Rates may vary depending on each individual’s creditworthiness, history and underwriting factors. Current Vicinity Credit Union auto loans are not eligible for incentive. Membership eligibility required. Vicinity Credit Union reserves the right to extend, alter, or cancel this promotion at any time without notice. Additional terms and conditions may apply. See credit union for details. *Members must meet loan qualifying criteria. All auto loans are subject to credit approval. Borrowers whose auto loans meet qualifications can claim their $100 Gas Card once their first auto loan payment posts. Rates may vary depending on each individual’s creditworthiness, history and underwriting factors. Current Vicinity Credit Union auto loans are not eligible for incentive. Membership eligibility required. Vicinity Credit Union reserves the right to extend, alter, or cancel this promotion at any time without notice. Additional terms and conditions may apply. See credit union for details.

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Spark Your Future

Hit the Gas on Savings

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