What We Offer
Invest in yourself with the highest rate of returns we have. These high-yield certificates provide consistent growth at a rate guaranteed through the term length.
- Minimum balance depends on term length.
- Terms range from 6-month to 36-month maturity.
- Dividends compounded daily.
- Paid quarterly, monthly, or at maturity depending on terms.
- Balance and term determines APY.
- Add on certificates available for specific terms.
Weighing Your Options?
Choosing the right amount at the right term drastically impacts how much interest you earn, so we’ve broken down our available CD Terms below.
6-Month Certificate
- Min Deposit: $500.00
- Max Deposit: $100,000.00
12-Month Certificate
- Min Deposit: $500.00
- Max Deposit: $100,000.00
13-Month Certificate
- Min Deposit: $1,000.00
- Max Deposit: $250,000.00
18-Month Certificate
- Min Deposit: $1,000.00
- Max Deposit: $100,000.00
24-Month Certificate
- Min Deposit: $500.00
- Max Deposit: $100,000.00
25-Month Certificate
- Min Deposit: $1,000.00
- Max Deposit: $250,000.00
36-Month Certificate
- Min Deposit: $1,000.00
- Max Deposit: $100,000.00
12-Month Jumbo Certificate
- Min Deposit: $80,000.00
18-Month Jumbo Certificate
- Min Deposit: $100,000.00
24-Month Jumbo Certificate
- Min Deposit: $100,000.00
36-Month Jumbo Certificate
- Min Deposit: $100,000.00
Your Money Protected
Safety is our number one priority where your money is concerned. That’s why accounts at Vicinity Credit Union are insured up to $250,000 by the National Credit Union Administration (NCUA). Rest assured your money is protected and insured.