Credit Score & More

Access your credit score, full credit report, credit monitoring – all without impacting your credit score.

What We Offer

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Credit Score & More

Your Credit Score is more than just a number – It’s a key that unlocks doors to loans, your dream home, and even job opportunities. With Credit Score & More, you can access your credit score and report, set credit goals, learn how to improve your score, and set up credit monitoring and alerts.

How to Get Your Score

Frequently Asked Questions

What is Credit Score & More?

Credit Score and more allows you free and instant access to your credit score, credit report, personalized money-saving offers and financial tools to help you improve and maintain your credit score.

How do I access Credit Score & More?

Credit Score & More is integrated in Online & Mobile Banking – no need to create and remember another username and password. Simply log in to Online or Mobile Banking and select Credit Score & More to enroll.

Does Credit Score & More offer Credit Monitoring?

Credit Score & More will monitor your credit and automatically send you email alerts when there has been any changes to your credit profile.

Is there a fee for Credit Score & More?

No, Credit Score & More is free to all Vicinity CU Members.

Will accessing Credit Score & More “ding” my credit or lower my score?

No, accessing Credit Score & More is a “soft inquiry” which has no affect on your credit score. Lenders use “hard inquiries” to make decisions about your credit worthiness when you apply for loans.

Does Vicinity Credit Union use Credit Score & More when making loan decisions?

No, Vicinity Credit Union uses our own lending criteria for making loan decisions.

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