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Make the Most of Summer Without Breaking the Bank

Young woman resting in comfortable hammock at green garden

Summer in Chicagoland is something special – block parties, backyard BBQs, lake trips, and time with the people who matter most. But all that fun can add up fast if you’re not careful.

At Vicinity Credit Union, we’re here to help local families enjoy every sun-filled moment without worrying about overspending. Here’s how to plan a memorable summer that’s also financially smart.

Backyard Fun Without the Big Expense

You don’t need to leave town to feel like you’re on vacation. Spruce up your backyard with budget-friendly updates – think string lights, secondhand patio furniture, or a kid-friendly sprinkler setup.

Check local community groups or neighborhood swaps before heading to big box stores. A cozy backyard setup brings the fun home.

Shop Smart and Skip the Guilt

Impulse buys love summer as much as we do. Avoid them by sticking to a list, setting a budget, and unsubscribing from “sale alert” emails that tempt you to spend on things you don’t really need. Take your time, price compare and keep your spending in line with your goals.

Budget-Friendly Family Fashion

Kids grow fast, and summer styles change quick – but that doesn’t mean you need to spend big. Look to consignment stores, online marketplaces, or even neighborhood swaps for gently used clothes and gear.

It’s wallet-friendly, eco-friendly, and often filled with gems you can’t find in stores.

Plan Ahead for Stress-Free Summer Fun

Grab a calendar and map out your family’s summer plans – trips, camps, gear, outings. From there, set a realistic budget and look for early-bird deals or off-peak pricing.

When you plan ahead, you get more time to enjoy the season and fewer surprises on your credit card statement.

Vicinity Credit Union Is With You Every Step

Whether you’re saving up for summer adventures or just trying to get more from your money, we’re here to support you. Our team is ready with friendly guidance, budgeting tools, and personalized options to help you stay on track.

Let’s make this summer full of fun, family, and financial peace of mind – together.

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